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Storm Damage · What To Do Now

Do I Have Hail Damage — and What Do I Do?

Hail damage is often subtle — bruised shingles, dented gutters, damaged vents — but it shortens your roof’s life and lets water in over time. Catching it early protects the home and your claim.

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Right Now

Do This First

Work through these in order — the first few minutes decide how much damage spreads.

  1. 1

    From the ground, check for dents in gutters, downspouts, flashing, AC fins, and vents.

  2. 2

    Look for shingle granules collecting in gutters/downspouts (a sign of impact).

  3. 3

    Check for interior ceiling stains that appeared after the storm.

  4. 4

    Note the storm date — claims are time-sensitive.

  5. 5

    Get a professional roof inspection if you suspect damage.

Careful

What to Avoid

  • Don't climb the roof yourself to inspect.

  • Don't wait past your policy’s claim window — hail claims often have deadlines.

  • Don't assume ‘it looks fine’ — hail damage is frequently invisible from the ground.

When to Call a Pro

Binnacle assesses storm and hail damage, addresses any water intrusion, and handles repairs — with documentation that supports your claim before deadlines pass.

Common Questions

Do I Have Hail Damage

How can I tell if hail damaged my roof?

Soft metal (gutters, vents, AC fins) shows dents first, and granule loss in gutters signals shingle impact. Roof surface damage often needs an up-close professional inspection.

Is there a deadline to file a hail claim?

Yes — most policies require claims within a set period after the storm (often one year, sometimes less). Don’t wait to get it inspected.

Don't wait it out — water and damage spread.

Talk to a real person now. We're here 24/7 and document everything for your claim.

Call (660) 216-6521